Personal & Business Planning

 

Mammini Company works with individuals and business owners to develop  a structured financial game plan for their personal finances.  We believe we can provide this service through the combination of our team of experienced professionals and a sound comprehensive approach to financial planning.  

 

We have found that our clients value a disciplined approach to Financial Planning similar to what is outlined by the College for Financial Planning.  Our approach to the financial planning process begins with addressing the following key issues:

 

Definition of Goal & Objectives 

         Retirement 

         Education Funding                                                            

                                                                                                               

Risk Management                                                                               

         Life Insurance                                                                      

         Long Term Care Insurance                                

         Disability Insurance                            

         Property and Casualty Review                                         

                                                                                                               

Estate Planning                                                                                   

         Ownership Issues                                                                         

         Charitable Gifting                                            

         Review Wills/Trusts                                                           

         Beneficiary Review

                                               

Debt & Cash Management                                                         

         Review of Liabilities                                                                   

         Tax Preferred Strategies                                     

 

Investment Strategy           

         Asset Allocation

         Tax Deferred Strategies

Alternative Investments

Cash Management

Traditional & Roth IRA’s

Stretch & Rollover IRA’s

                                                                                                   

Plan Recommendations      

         Retirement Analysis

Cash Flow Analysis

Distribution Planning

Action Item List

                                                   

Implementation of Financial Plan

Account Consolidation

Investment Rebalancing

 

Quarterly Performance Analysis Annual Review/Meetings

Quarterly Account Performance Analysis

Annual Review/Meetings

 

 

 

Clients are provided a “Financial Plan” binder that addresses the following planning topics and analysis; recommendations and action items, correspondence, statement of personal financial positions, investment policy statement, cash & debt management, investment analysis, retirement analysis, and education analysis if applicable.  Mammini Company’s goal is to provide our individual clients a structured and sound approach similar to that which we provide to our corporate clients.