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  2. Defined Contribution & 401(k) Plan Consulting

Defined Contribution & 401(k) Plan Consulting

Mammini Company has specialized in the retirement plan market since 1995 and Mike was been named as a Top Financial Adviser for the last three years by the Financial Times*, recognizing his experience and specialization in serving defined contribution retirement plans. We serve over 70 plans, representing close to 50,000 participants, with assets well in excess of $2 billion.  In our experience retirement plan sponsors are often overwhelmed by plan complexities, fiduciary duties, regulatory requirements, and participant satisfaction. Our goal is to simplify the process and assist Plan sponsors to meet all their duties and responsibilities while not being burdened by these issues. We are completely independent, and our process is designed to result in beneficial outcomes for both the plan sponsor and its participants.

Our process is very detailed and organized to ensure all that is required by a Plan sponsor is being accomplished.  This includes:

  • Plan Design Consulting: To find and keep the best employees, you need a well-structured retirement plan that serves both the needs of your business and your employees. The advisors at Mammini Company will help you design a plan that meets your goals while encouraging your employees to make good decisions.
     
  • Maximizing Fiduciary Protection: Our advisors fully understand the legal obligations for Plan sponsors and are committed, in writing, to also act as a fiduciary. They also provide education, and guidance thereby helping reduce your fiduciary liability. This includes the design of an appropriate Investment Policy Statement, providing minutes of all meetings and plan level decisions, and ensuring that all regulatory matters are being addressed.  
  • Improve Participant Experience:  The advisors at Mammini Company makes an effort to ensure participants understand the plan benefits, make educated investment decisions, and participate in the plan in a meaningful way. This process is accomplished by a written service agreement that details their service around employee education meetings, one-on-one meetings, webinars, and other relevant investment topics.  Meetings will be tailored to the educational needs and interest of the employees.
     
  • Investment Menu Design and Monitoring: The structure of retirement plan menus continues to evolve. The advisors at Mammini Company understand that many plan participants do not understand investments and are not equipped to make good, long-term decisions. It is therefore important for Plan sponsors to make the investment process easy and less intimidating for employees. Our advisors also provide detailed regular monitoring of all investments offered in a Plan. 
  • Plan Benchmarking: ERISA fiduciaries have a legal obligation to make certain all plan fees and expenses are reasonable considering the level and quality of services provided. Our benchmarking process evaluates every cost associated with your plan, against appropriate peer benchmarks, so you can be confident and have documentation that you are following a prudent process that meets your fiduciary duties.
     
  • Regular Plan Oversite: Our advisors maintain an organized, documented service process that ensures your plan is not only competitive but reasonably priced, meeting the needs of both the Plan sponsor and participants. Recommendations are made as a need arises. 

 

* The Financial Times 401 Top Retirement Advisors is an independent listing produced annually by the Financial Times. The FT 401 is based on data gathered from advisors, regulatory disclosures, and the FT’s research. The listing reflects each advisor’s status in six primary areas: DC plan assets under management, DC plan growth rate, specialization in DC plans, years of experience, advanced industry credentials, and compliance record. This honor is not indicative of the advisor’s future performance.  Individuals should conduct their own evaluation.  Neither the advisors nor their parent firms pay a fee to the Financial Times in exchange for inclusion in the FT 401.

Additional Services

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It’s our best advice. At Mammini Company, we value long‐term relationships, not one‐time events. Our advisors listen carefully to our clients, evaluate and organize plans for implementation, and continuously monitor and adjust their strategies to help maximize your optimal outcome. It’s a collaborative approach that helps keep our clients on target to meet their financial goals and responsibilities.

9750 Miramar Road, Suite 300
San Diego, California
92126-4563 United States

  •  Tel: (888) 547-6972
  •  Fax: (858) 444-9755
  •  info@mammini.com

This site has been prepared solely for information purposes and is not intended to be a solicitation, offer or sale of securities products, or investment advisory services to anyone who resides outside the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts, and it's Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements.

When you link to any of these websites provided here, you are leaving this site. We make no representation as to the completeness or accuracy of information provided at these sites. Nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to our use of these third-party sites. When you access one of these sites, you are leaving our website and assume total responsibility for your use of the sites you are visiting.

Calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide and may vary with each use and over time. We do not guarantee their accuracy or applicability to your circumstances. 

Tax, legal, or Social Security claiming advice is not offered through, nor is it supervised by Lincoln Investment or Capital Analysts.

Advisory services offered through Lincoln Investment or Capital Analysts Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.finra.org, www.sipc.org, www.lincolninvestment.com.

Mammini Company and the above firms are independent and non-affiliated.

 

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